Blackberry Without Blackberry

Don't have a Blackberry, want the Blackberry experience but can't afford the upgrade from your plain ol' cell phone? Then look into push e-mail.

We'll admit, we don't know that much about this stuff and are only aware of it thanks to a tech-savvy pal. But if you need it and can't afford to pay for it, check it out. Some providers suggested by our source are emoze and funambol.

[Photo by John W. Macdonald]

Decrease Credit Card Debt with Multiple, Earlier Payments

If you're carrying a balance on your credit card, check out this post at Consumerist.com for details on how paying more than once a month -- even small payments -- helps beat down the interest and ultimately save you money. They also have links to spreadsheets that will help you calculate a payment schedule.